Individual Investment Portfolios
| Service | Fee< |
|
| Management fee (% p.a. of the total starting value of assets under trust management) |
|
| |
Investments in assets chosen by the client |
1% per year |
| |
Investments in assets chosen/offered by the bank, including |
|
| |
Conservative portfolio |
1,25% per year |
| |
Balanced portfolio |
1,50% per year |
| |
Speculative portfolio |
2,00% per year |
| Portfolio construction fee (% of the total value of assets under trust management): |
|
| |
Investments in assets chosen by the client |
no fee |
| |
Investments in assets chosen/offered by the bank |
0,30% (when transferring the assets for trust management) |
| Performance fee (per annum) calculated as a percentage of profits (being the increase in the net asset value or NAV) earned on the assets under management: |
|
| |
Investments in assets chosen by the client |
no fee |
| |
Investments in assets chosen/offered by the bank |
10% (semi-annual) |
|
Business Projects Financing
| Service | Fee |
|
Considering of a Loan Application
* depending on the degree of complexity |
LVL 50, 100, 150*
EUR 70, 150, 215 *
USD 100, 200, 300* |
|
| Loan Account / Trust Account Opening |
free of charge |
|
| Loan Agreement / Trust Agreement Preparation |
free of charge |
|
| Collateral Modification |
to EUR 200 if the object of collateral is physically located in Latvia.
If the object of collateral is not physically located in the Republic of Latvia, the actual fee will be determined in each individual case. |
|
| Fee for Unused Loan's Part |
free of charge |
|
Loan Agreement Extension
Loan Repayment Schedule Modification
Loan Interest Rate Modification
* depending on the degree of complexity |
LVL 25, 50, 100*
EUR 35, 70, 140 *
USD 50, 100, 200 * |
|
| Early Loan Repayment |
free of charge |
|
| Loan Account / Trust Account Closing |
free of charge |
|
| Trust Transactions Management Fee Charged by the Bank: |
| |
sum up to 100 000 LVL, EUR, USD |
2% per year of the agreement sum
(min. 400 LVL, EUR, USD) |
| |
sum up to 1 000 000 LVL, EUR, USD |
1% - 1.5%
per year of the agreement sum |
| |
1 000 000 LVL, EUR, USD and more |
0.5% - 1%
per year of the agreement sum |
|
Review of the application for pre-term termination of the Trust Agreement on Client’s initiative
* depending on the degree of complexity and the specific features of the loan (project being financed) |
LVL 50, 100, 150*
EUR 70, 150, 215*
USD 100, 200, 300* |
| |
Procedural formalities relating to pre-term termination of the Trust Agreement
* depending on the degree of complexity and the specific features of the loan (project being financed) |
up to 5% of the amount of the agreement* |
| |
| All the aforementioned fees are deducted in the currency of a transaction. |
|
*
|
